How It Works
Understanding Rentuy's innovative rent-to-own platform.
The Rentuy Difference
How It Works for Renters
Browse Available Properties
Search our platform for properties that match your needs, budget, and location preferences. Each listing includes detailed information about the property and rent-to-own terms.
Apply and Get Approved
Complete our application process, which includes basic financial verification. Our qualification criteria are typically more flexible than traditional mortgage approval.
Sign Your Agreement
Review and sign your rent-to-own agreement, which outlines your monthly payment, the equity portion, purchase option price, and agreement term (typically 3-5 years).
Move In and Build Equity
Move into your future home and start making monthly payments. A portion of each payment builds equity toward your future down payment.
Exercise Your Purchase Option
At the end of your agreement term, exercise your option to purchase the property at the pre-agreed price, using your accumulated equity as part of your down payment.
How It Works for Property Owners
List Your Property
Create a detailed listing with photos, features, and your preferred rent-to-own terms, including monthly payment, equity portion, and purchase option price.
We Find Qualified Tenants
Our platform matches your property with pre-screened tenants interested in rent-to-own arrangements. You review applications and select your preferred tenant.
Secure Agreement
We facilitate a comprehensive rent-to-own agreement that protects your interests and sets clear terms for the rental period and future purchase option.
Receive Monthly Payments
Enjoy consistent monthly payments that are typically higher than traditional rent. We handle payment processing and agreement management.
Property Transfer or Agreement End
At the end of the term, the tenant either exercises their purchase option (and you sell at the agreed price) or the agreement ends and you retain full ownership.
How It Works for Investors
Browse the Secondary Market
Explore available rent-to-own agreements on our secondary market, with detailed information about the property, tenant, payment history, and terms.
Analyze Investment Opportunities
Use our analytics tools to evaluate potential returns, risk factors, and market conditions for each available agreement.
Purchase Agreement Rights
Acquire the rights to an existing rent-to-own agreement, becoming the new beneficiary of the monthly payments and future purchase option.
Receive Passive Income
Collect monthly payments from the tenant, with a portion going toward their equity and the remainder providing your investment return.
Agreement Completion
When the agreement term ends, the tenant either purchases the property (providing you with the final payment) or the agreement expires (giving you ownership of the property).
Ready to Get Started?
Whether you're looking to rent-to-own, list your property, or invest in the secondary market, Rentuy has a solution for you.